(716) 634-3636 | cu@afgmentfcu.com | Holiday Closure Schedule | Routing Number: 222079822

Savings and Loans Rates

Rates are subject to change without notice.

Loan Special $5000 – 4.9% – 36 Months

10% Senior (62+) / Military / and First Responder discount on unsecured loans over $5000

Current Savings Rates

Account TypeRateAPY*
Share Accounts**0.25%0.25%
Christmas Club0.05%0.05%

* APY = Annual Percentage Yield
** Minimum Average Daily Balance to earn APY is $100.00

New Auto / Truck / Motorcycle Loans

Maximum Loan: $70,000.00
GAP (Guaranteed Asset Protection) Insurance Available

Loan TypeAPR*Term
New & 1 Year Auto / Truck / Motorcycle5.25%60 months
5.75%61 – 72 months
6.25%73 – 84 months

Used Auto / Truck / Motorcycle Loans

GAP (Guaranteed Asset Protection) Insurance Available

Loan TypeAPR*Term
2 and 3 year old auto6.25%60 months
4 and 5 year old auto6.25%48 months
6+ year old auto6.25%36 months
Longer Terms Available6.75% – 7.25%

Recreational Vehicles – 
Boat, RV, ATV, Personal Watercraft, Other

Loan TypeAPR*Term
New and Used Recreational Vehicle5.90%Up to 72 months
New and Used Recreational Vehicle6.90%73+ months

Personal Signature Loans

Loan AmountAPR*Payback Period
$2,000.003.90%18 months
$2,500.004.90%24 months
$5,000.007.90%36 months
$10,000.0010.90%48 months
$12,500.0011.90%60 months
$15,000.0012.90%60 months

Pledge Share Loans

AmountAPR*Term
Up to share balance3.00%Up to 120 months

Home Equity/Second Mortgage Loans


Up to $200,000.00 (80% of Equity less existing mortgage)

  • Fixed – 5.90% (10 years), 6.50% (15 years), 6.90% (20 years)
  • Secured by second mortgage on property
  • No closing costs
  • Members must keep loan at least 3 years or reimburse CU for total closing costs

* APR = Annual Percentage Rate