(716) 634-3636 | cu@afgmentfcu.com | Holiday Closure Schedule | Routing Number: 222079822

Savings and Loans Rates

Rates are subject to change without notice.

Current Savings Rates

Account TypeRateAPY*
Share Accounts**0.75%0.75%
Christmas Club0.05%0.05%

* APY = Annual Percentage Yield
** Minimum Average Daily Balance to earn APY is $100.00

New Auto / Truck / Motorcycle Loans

Maximum Loan: $70,000.00
GAP (Guaranteed Asset Protection) Insurance Available

Loan TypeAPR*Term
New & 1 Year Auto / Truck / Motorcycle3.25%60 months
Longer Terms Available3.75%61+ months

Used Auto / Truck / Motorcycle Loans

GAP (Guaranteed Asset Protection) Insurance Available

Loan TypeAPR*Term
2 and 3 year old auto4.25%60 months
4 and 5 year old auto4.25%48 months
6+ year old auto4.25%36 months
Longer Terms Available4.75%61+ months

Classic Auto / Motorcycle Loans

Loan TypeAPR*Term
Classic Auto / Motorcycle4.90%Appraisal may be required

Recreational Vehicles – 
Boat, RV, ATV, Personal Watercraft, Other

Loan TypeAPR*Term
New Recreational Vehicle5.90%Multiple terms available
Used Recreational Vehicle5.90%Multiple terms available

Personal Signature Loans

Loan AmountAPR*Payback Period
$2,000.003.90%18 months
$2,500.004.90%24 months
$5,000.007.90%36 months
$10,000.0010.90%48 months
$12,500.0011.90%60 months
$15,000.0012.90%60 months

Pledge Share Loans

Up to share balance2.50%Up to 120 months

First Mortgages

Maximum $20,000.00Rates change daily Multiple terms available

Home Equity/Second Mortgage Loans

Up to $200,000.00 (80% of Equity less existing mortgage)

  • Fixed – 3.90% (10 years), 4.50% (15 years), 4.90% (20 years)
  • Secured by second mortgage on property
  • No closing costs
  • Members must keep loan at least 3 years or reimburse CU for total closing costs

* APR = Annual Percentage Rate