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Savings and Loans Rates

Effective 6/30/2019. Rates are subject to change without notice.

Current Savings Rates

Account TypeRateAPY*
Share Accounts**0.15%0.15%
Christmas Club0.05%0.05%

* APY = Annual Percentage Yield
** Minimum Average Daily Balance to earn APY is $100.00

New Auto / Truck / Motorcycle Loans

Maximum Loan: $65,000.00
GAP (Guaranteed Asset Protection) Insurance Available

Loan TypeAPR*Term
New & 1 Year Auto / Truck / Motorcycle2.90%60 months
Longer Terms Available3.50%61+ months

Used Auto / Truck / Motorcycle Loans

GAP (Guaranteed Asset Protection) Insurance Available

Loan TypeAPR*Term
2 and 3 year old auto3.90%60 months
4 and 5 year old auto3.90%48 months
6+ year old auto3.90%36 months
Longer Terms Available4.50%61+ months

Classic Auto / Motorcycle Loans

Loan TypeAPR*Term
Classic Auto / Motorcycle3.90%Appraisal may be required

Recreational Vehicles – 
Boat, RV, ATV, Personal Watercraft, Other

Loan TypeAPR*Term
New Recreational Vehicle5.90%Multiple terms available
Used Recreational Vehicle5.90%Multiple terms available

Personal Signature Loans

Loan AmountAPR*Payback PeriodPresent Employment
$2,000.003.90%18 months1 year
$2,500.004.90%24 months2 years
$5,000.007.90%36 months3 years
$10,000.0010.90%48 months5 years
$12,500.0011.90%60 months7 years
$15,000.0012.90%60 months10 years

Pledge Share Loans

AmountAPR*Term
Up to share balance2.50%Up to 120 months

First Mortgages

AmountRateTerm
Maximum $20,000.00Rates change daily Multiple terms available

Home Equity/Second Mortgage Loans


Up to $200,000.00 (80% of Equity less existing mortgage)

  • Fixed – 3.90% (10 years), 4.50% (15 years), 4.90% (20 years)
  • Secured by second mortgage on property
  • No closing costs
  • Members must keep loan at least 3 years or reimburse CU for total closing costs

* APR = Annual Percentage Rate