| Current Loan Rates |
[ Loan Calculator ] |
| (subject to change without notice) |
|
|
| Type |
Rate |
Term |
Signature Loans
up to $ 5,000
up to $10,000
up to $15,000 |
9.50 % APR**
11.90% APR**
13.90% APR** |
36 months
48 months
60 months |
| * 10% Senior (age 62 & above) Discount on Signature Loans. |
| |
|
|
Share Secured Loans
up to share balance |
3.50
% APR** |
120 months |
| |
|
All Vehicle Loans
|
Maximum Loan $35,000 |
new vehicles
used vehicles |
3.90% APR**
4.25% APR**
As low as 4.25% APR** |
60 months
61-84 months
60 months |
| |
|
|
| 1st Mortgages |
|
|
| maximum $150,000 |
|
|
| rate change daily |
|
|
| |
|
|
Home Equity Loans (second mortgage)
up to $150,000
(80% of equity less existing mtg.) |
|
|
- Fixed - 6.00% (10 year term), 6.50% (20 year term)
- Adjustable Prime +2.00%
- Current Prime Rate 3.25% APR** (1/2009)
- Secured by second mortgage on property
- No closing costs
- Members must keep loan at least 2 years or reimburse CU for closing cost
- May be tax deductible
|
| * APY = Annual Percentage Yield |
| ** APR = Annual Percentage Rate |
