No Application fee
Flexible repayment schedule available
Easy application by phone, fax, mail, or in person

Vehicle loan: maximum $35,000

New Auto Loans: 100% financing available, including full purchase price, delivery charges, extended warranty and taxes

Used Auto Loans: financing available at 100% of book value

 

 

A vehicle loan from your Credit Union offers:

  1. Generally lower rates
  2. Up to seven years to repay the loan
  3. Optional Credit Disability Insurance and Credit life Insurance (no age restriction) on most loans
  4. GAP Insurance (Guaranteed Asset Protection)

Is 0% financing really worth it?
Compare 0% financing and $0 rebate from the dealer to the special low rates offered at your credit union along with a cash rebate from the dealership.

***Example Only***

Dealership loan: $25,000 4 year term at 0% and No rebate
vs.
Credit Union loan: $22,000 4 year term at 3.90% after $3,000 rebate

You will save approximately $1,206.00 by taking the rebate and financing through the credit union!

Please call the Credit Union for Current Rates

Personal Loans
Loans for as little as $500, or as much as $15,000, are available. Convenient repayment terms are always set to meet your budget.

Auto Loans
Buying that new or used auto is quick and easy at your Credit Union. We have flexible repayment plans and will even pre-approve a loan amount, so you can shop like you have “cash in your pocket”.
New auto loan financing is available up to 100% of the sale price of the vehicle.

Used auto loan financing is available. Contact our consumer loan department for more information.

2nd Chance auto financing is also offered for those Members who already have higher-rate vehicle loans through other lenders. By refinancing your existing loans at our lower rates, we may be able to give you lower monthly payments without extending your loan’s original term, or even shorten the term.

Transfer your vehicle loan from any other lender to take advantage of low Credit Union rates and services. This is especially attractive during our Car Loan Sales, offered four or five times a year, featuring extra low rates and special bonuses.


Enterprise Car Sales...
Our partner, Enterprise Car Sales, offers premium used cars with new vehicle-type warranties. Enterprise has specials for Credit Union members several times a year. With their no haggle policy, you are sure to get a great deal with a car from Enterprise and a loan from your credit union.

 

Pledged Loans
Use your Regular Share account as collateral for our Pledged Loans. You pay only 4.25%

Recreational Vehicle Loans
We can provide financing for boats, snowmobiles, motor homes, campers and motorcycles. With 24 hour turn around time, you can be on your way!

First Mortgage
We offer Home Mortgage Loans and servicing for our members. Rates change daily. When it’s time for a new home purchase, or time to refinance an existing loan, call us first (716-894-3636) to get our current rate.

*Loan rates subject to change without notice.